Optimal Financial Planning
Optimal Financial Planning
Financial planning is a lifelong pursuit. It starts with an in-depth understanding of your current issues and concerns and a clear vision of your needs and goals. Then, you need a process for monitoring your progress towards those goals to ensure that you attain them.
At Kristen Financial Group, our professionals are continually working to make those goals a reality for each and every one of our clients. We’re dedicated to helping you make smart, educated and well-planned financial decisions throughout every stage of your life.
We also recognize that each individual or family’s needs are unique. We structure our programs and services to provide complete flexibility through a wide variety of customizable options. Using our unique "Integrated Planning Process", we’ll help you to define and implement a financial plan unique to your needs, and we’ll continue working with you to ensure you are always on track to protect and grow your wealth.
Quotes that are relevant to our services:
Strategy
“Given the uncertainty in the world, strategy cannot be about gambling on one possible outcome five or ten years down the road. Grand master plans have a habit of not being fulfilled. In my view, strategy is about buying the right options that will give us a shot at competing in the future – that will give us the right to play if we decide we want to when it becomes clearer what the game is about.”
John Browne, CEO British Petroleum Company
Reprinted from Harvard Business Review
September – October 1997
The Grand Planning Question…
How do I achieve financial confidence and financial dignity in a prudent and predictable way, such that the risks of life don’t thwart any important life goals?
Glenn Reid, Estate Craft (September 2007)
3 Steps To The Optimal Financial Plan
3 Steps To The Optimal Financial Plan
Initial Consultation
We will review your financial plan with no cost and make recommendations based on what we hear is important to you. If you decide to engage with us or not, we will make sure you are provided the best advice and recommendations. We’ll take a look at your current plans. We’ll look at any critique any proposal you are considering. At the end of the day, you have to make sure that what you have will provide you with the best outcome you desire. Whether you’re reviewing your investments,current policies, or considering a new purchase, we want you to know what you have is what you need. For this to happen, we need to take a good look at your current situation before we make any recommendations.
Create A Proposal Based On The Numbers
When opportunities for you are identified, we will make the recommendations and present them to you in a way that will provide complete transparency. We will also show you how things may look into the future using reasonable assumptions that may provide some clarity on the overall plan. We factor in things that many other Advisors don’t focus on. Things such as tax implications and tax changes that may effect your planning considerations.
Answers To Your Questions
Many of our clients come to us for a first or second opinion and we’re delighted to provide that service. Many times our clients will engage us to represent them as part of their advisory team working alongside their existing professional advisors (Lawyers, Accountants). We’ll make sure the issues are addressed and solutions appropriate. Our priority is finding you the Optimal Solution to your financial plan. We believe in collaboration, so we welcome the opportunity to work with you and those you trust around you.